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When you sign up for insurance, you’re really signing a contract. That contract says your insurance company agrees to provide payment or other services under certain circumstances; in exchange, you agree to pay your premiums on time. For most people, that contract holds even when they need to file an insurance claim. But sometimes, insurance companies don’t hold up their end of the bargain. When a claim is too expensive, companies may manufacture excuses not to pay it at all, undervalue your claim or unreasonably delay payment on a claim that you know is valid. This is called insurance bad faith, and if you’re a victim, you have the right to sue your insurance company for the money they’re contractually obligated to pay you.
As leading personal injury lawyers, the attorneys at Panish Shea & Boyle understand what many clients only gradually realize: Insurance companies are in business to make money, not to help you, and some are willing to commit fraud in order to do it. Adjustors faced with a high claim may deny that you have coverage that you’ve already paid for; suggest that your claim is false; cancel your policy outright; try to pay less than your claim is really worth; or drag the case on so long that you just give up. Customers may be victimized twice: Once by the circumstances that led to their claim, and again by their own insurers. Unfortunately, this is especially common among auto insurers and health insurers.
Because Panish Shea & Boyle has represented so many catastrophically injured clients, our attorneys have substantial experience dealing with stubborn insurance companies. We can help you understand what you’re entitled to under your insurance contract, and we can make sure you get it, through negotiations or through the courts. We know the tricks insurers use to avoid paying legitimate claims, and we have the resources and knowledge to take your case to trial, if necessary.
Panish Shea & Boyle is a nationally recognized leader among consumer law firms. Our Los Angeles insurance bad faith lawyers have won more than 150 verdicts and settlements of $1 million or more, including several that set new records for their size. Partners frequently write and speak on legal topics to other attorneys, and all of our partners are active in professional life. Our lawyers are regularly recognized for legal excellence with nominations and awards such as Trial Lawyer of the Year.
Insurance Bad Faith Verdicts & Settlements
- Petrovsky v. C.N.A. $6,750,000